Think Twice About Those Credit Card “Preapprovals” You Get in the Mail!

Well, it’s that time of year again… every year, beginning in late summer and lasting almost until Christmas, we are continually bombarded with those “Preapproved” Credit Card offers in the mailbox. You know the ones that I mean…open this or that credit card, no interest until 2018, etc. Tempting, aren’t

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Getting a Fresh Start After a Divorce

Getting a fresh start on your credit after a divorce is not easy! As with everything else that you must divide when you divorce, you must also work to separate your credit files from those of your ex-spouse.  This can mean selling or refinancing your home, your vehicles, renegotiating personal

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