Fresh Start Friday!

It’s Fresh Start Friday!  And there is no better way to get a fresh start on your credit than to open a Fingerhut Credit Account today!

That’s right.  Fingerhut is one of THE BEST ways to get a fresh start on rebuilding your credit.  Unlike a lot of other companies, Fingerhut approves nearly everyone for an account and in the rare event you aren’t approved?  They have a special program designed to get you back on track financially.

Why is Fingerhut your best bet for improving your credit score?

It’s actually pretty simple.  When you  open a Fingerhut Credit Account, they will report your new account to the credit bureaus, so you’ll show an available credit amount in the credit usage section.  Keeping your credit usage at or under 33% can really make a difference in your credit score.  So, when you’re approved, make sure your order is for about one third of your total credit limit.

Then, once you start making payments, you’ll build a payment history over time and this accounts for another 30% or so of your credit score.  The better your payment history, the better your credit score will look.

Even better, over time, you’ll find that Fingerhut will periodically review your account, and as long as you keep it in good standing, you may start to see regular increases in your credit limit.  Not only will that help your credit score, but then you’ll be able to get some really good deals on the hundreds of thousands of items available on Fingerhut.com.  And those are just a few of the reasons why Fingerhut is our best pick for your Fresh Start Friday.

But, don’t just take our word for it… check out their website, apply for your Fingerhut Credit Account issued by WebBank now!

 

It’s Not Too Late for a Fingerhut Fresh Start Christmas!

While Christmas really is just around the corner, there’s still plenty of time to get some really nice gifts AND get a fresh start on your credit with the Fingerhut Fresh Start program!

Did you know that most people get approved instantly with Fingerhut? Even people with less than perfect credit?

The Fingerhut Fresh Start Program works like this:

  • Shop over 630,000 items from great brands like Samsung, KitchenAid and Dewalt
  • Take advantage of low monthly payments with a WebBank/Fingerhut Credit Account
  • Fast, easy online application process and a quick decision
  • If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit

AND Fingerhut ships your order fast… so, there is still time to have a Fingerhut Fresh Start Christmas this year!

Apply for a Fingerhut Credit Account issued by WebBank . Get low monthly payments with no annual fees or overlimit fees. Shop from thousands of trusted brands.

Fingerhut Fresh Start Christmas

Wondering how you’re going to pay for those Christmas gifts this year? Why not have a Fingerhut Fresh Start Christmas instead? That’s right, with Fingerhut’s new Fresh Start Program, you can get the credit you need for holiday shopping, and you’ll even get the opportunity to get a fresh start on your credit report!

Gift giving is just one of the many reasons why opening a Fingerhut credit account can be a real lifesaver when it comes to Christmas shopping and, unlike most credit cards, you won’t have to worry about the balance when you get the first bill.

Why? One of the things you’ll love about shopping at Fingerhut is that not only will you see the full purchase price of the item, but you will also see the monthly minimum payment amount that you’ll need to make when you order.

For example, if you were to order a video game console, then you would see the full purchase price AND the monthly payment amount. I’ve ordered a couple of things this way, and it works out really well for me.

Essentially, this gives you two ways to shop – you can pay off the entire bill at once OR you can do your Christmas shopping now, all the while knowing in advance what you’re spending and how much the monthly payment will be when you get the bill. (No January surprises!!)

The other thing that you will really like about Fingerhut is this – they have lots of NO INTEREST deals throughout the year, so if there’s a larger purchase that you want to make you can order it during one of these promotions, pay it off before the expiration of the NO INTEREST deal, and save money.

Not sure you’d be approved if you applied?

Apply for a Fingerhut Credit Account issued by WebBank . Get low monthly payments with no annual fees or overlimit fees. Shop from thousands of trusted brands. Apply Today!

Not only are the majority of people who apply for a Fingerhut account instantly approved, but Fingerhut even has a “Fresh Start” program that can help you get your credit score back on track!

The Fingerhut Fresh Start Program works like this:

  • Start by filling out a credit application to open an account (most people start out with $250.00 credit).
  • Shop online and make a purchase between $50.00 and your total credit limit.
    Make your first payment of $30.00 when the order is placed. Once the payment is cleared, your order ships.
  • Make 6-8 regular payments (on time) and pay off the purchase.
  • When the balance is paid off, your account is converted to a revolving Fingerhut charge account, which means you’re eligible for credit line increases, and you can take advantage of the full line of buying options for every purchase you make, including deferred payment plans, low monthly payments, and a very reasonable monthly APR.

The best part is – Fingerhut reports your regular payments AND your credit line to major credit bureaus. This helps your credit in two different ways:

  1. You build a history of regular payments with Fingerhut.
  2. They report your “available credit” thereby showing or increasing the amount of credit shown as “available” on your credit report. (This decreases your credit utilization if you’re not using the full amount available to you.)

Think Fingerhut might be the way for you to improve your credit?