Saving for Your Vacation?

Saving for your summer vacation?  If you’re like most people, when you start saving for your summer vacation, you try to put away a certain amount of money every payday, either by transferring it to your savings account or taking the actual cash out of the bank and squirreling it away somewhere.  But, usually something comes up once or twice a month that keeps you from putting that money away and when vacation time rolls around, you’re short on cash.

Sound familiar?  We’ve got a better way!

Instead, why not get yourself a prepaid visa card and have your payroll department transfer a set amount directly to the card every time you get paid!

Do this and you’ll have TWO reasons to be happy:

    1. Your vacation fund will automatically be transferred to your prepaid card, so you won’t be tempted not to make the transfer to your savings account (or withdraw the cash).
    2. You can use the prepaid card like a credit card while you’re on vacation!  This will give you the benefit of identity theft protection, lower fees when you need to take cash out while you’re away from home, and lots of other benefits.

Still not convinced?  Check out ALL the benefits of the AccountNow® Gold Visa® Prepaid Card

Is Your Credit Card Company Using Your Purchases Against You?

Did you know that credit card companies, banks, and other lenders are increasingly using purchasing data to determine whether or not you are a good credit risk?

Imagine being denied a credit card, car loan, or even a home loan because some little pencil pusher in a back office somewhere doesn’t approve of what you buy using credit cards, your store cards, or even your bank account!  Believe it or not, it can happen.

Of course, there is an alternative – you can keep those prying eyes out of your business by using a prepaid card when you shop at places you’d rather keep to yourself.   Places like casinos, secondhand clothing stores, marijuana / smoking shops, adult book stores, certain sites on the internet…anywhere that might cast you in a less than perfect sight!

(A prepaid card is also a great way to LIMIT your spending when you go to the casino!  You can’t lose what you don’t have access to while you’re there!)

 

 

A Fresh Idea for Christmas?

Already wondering how you’ll pay for this Christmas?  Maybe you’re already trying to save…or trying to figure out how which credit card to max out this year…or you’re looking for a new credit card to use for shopping this year.

This year, why not try something completely different?  Why not save the money in advance the easy way?  Instead of putting cash in a coffee can, or transferring money to your savings account, this year, get yourself a prepaid card and start putting money on the card every time you get paid.  Then, if you budget carefully enough, you’ll have plenty of money to spend this Christmas, and you won’t spend half of next year paying off the bill!

Besides paying for Christmas in advance, prepaid cards have lots of other benefits:

  • You can shop safely online without fear that your debit card, credit card, or bank account is exposed to hacking.
  • Prepaid cards are just as secure as regular credit or debit cards, and in the event that you do suffer a loss, your liability is exactly the same as it is with those regular cards.
  • You don’t have to shop with cash if you’ve loaded up your prepaid card!  It works just like a credit or debit card, only better – there won’t be any interest on the purchases you make with your card because you’ve paid in advance!
  • Paying in advance also means no extra monthly payments after the holidays!

Sounds like a great way to save for Christmas, doesn’t it?

(P.S. It’s also a great way to save for a vacation, a new television…whatever you want to buy!)